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Project Money: Bank Accounts


ABE: Adult Basic Education

Example Web Site and/or Technical Equipment Required

http://www.projectmoney.org/bankaccounts/index.html new window

Activity Description

Project Money is a Web site and workbook developed with the help of adult basic education learners to help other adult learners understand money. It covers four topics:

  • Saving Money
  • Bank Accounts
  • Credit Cards
  • Income Tax

This activity will focus on learning about Bank Accounts.


  • Download (and print if necessary) the six related handouts and worksheets on choosing a bank, writing a check, and keeping a check register that you can download by going to the Teaching Tools new window link and then choosing Worksheets in the navigation side bar.
  • Decide if you will be conducting the lesson as a group or having a student work through the lesson in dependently. Tailor the lesson accordingly.
  • If students will be accessing the site, be sure to test the site in your lab to be sure it is accessible to the students. Test any other sites you plan to use.


  1. Assign students in small groups to review each of the links on the Bank Accounts page:
    • Why Use a Bank?
    • Choosing a Bank
    • Checking Accounts
    • Savings Accounts
    • ATMs
  2. Ask small groups to report back what they learned.
  3. Collect the information on a handout or grid created by you.
  4. Depending on the level of your students, use the Check Writing worksheetsnew window provided on the site, or the Choosing a Bank worksheet (.DOC) for higher level learners and ask them to call of visit a bank in order to answer the questions.

Teacher Tips

  • Although there are several worksheets on writing a check and managing a checking account, more and more people are paying bills online through their bank or at their creditors site, so you may want to discuss with your students whether check writing is becoming obsolete.
  • These lessons were created with a one-on-one tutoring model in mind, and must be adapted to suit a larger group setting.
  • You may also download the worksheets and conduct the lesson totally offline.

More Ways

The Other Resourcesnew window link on the Project Money Web site offers links to other sites that can be used to expand on financial topics. For example, Hands On Banking new window by Well Fargo provides information about bank accounts in English and Spanish, with audio for each page. Supplement this lesson with the lesson on Basics of Banking new window.





Subject Subcategories

Critical Thinking/Decision Making


Consumer Economics
1.3 Understand methods and procedures used to purchase goods and services
1.5 Understand how to manage household finances
1.8 Demonstrate financial literacy skills