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Money Management International: Financial Literacy Month Activities


ABE: Adult Basic Education

Example Web Site and/or Technical Equipment Required

http://www.financialliteracymonth.com/30Steps.aspx new window
Computer(s), Internet access, projector (for class presentation)

Activity Description

Money Management International has a dedicated site for Financial Literacy month (April), encouraging sound use of one’s finances throughout the year with Thirty Steps to Financial Wellness new window, structured much like a Webquest, which includes several resources and worksheets to get organized and make a plan, such as:

  • Income Worksheet
  • Expense Worksheet
  • Net Worth Worksheet
  • Debt Load Worksheet
  • Financial Priorities Worksheet
  • Financial Goal Worksheet
  • Record of Daily Expenditures
  • Goal Certificate.

Users of the site can also increase their financial knowledge with free webinars, webcasts, and workshops. Excellent material.


  1. Go through the Thirty Steps to Financial Wellness new window. For this activity you will be focusing on the 18th Step - "Where Does all the Money Go?"
  2. Select "Tools for Success" (Web Site Example above or the tab on the site) and review the various worksheets you may want to use.
  3. If you are in a computer lab setting, provide the link to the worksheets to your students either in a Word Doc (with clickable links) or on your class Web page (hopefully you have one). If you do not have access to computers for the students, then print any worksheets you plan to assign.
  4. Decide how to divide the topic into manageable discussions.
  5. For this example, access or print Record of Daily Expenditures new window. (You need to scroll down the screen to see any of these worksheets. They are all "below the fold."
  6. Determine any new vocabulary words and pre-teach them.
  7. Explore other areas of the Web site. This topic is huge and the Web site has many ways to help you.


  1. Discuss Financial Literacy in general.
  2. Write needed vocabulary on the board.
  3. Demonstrate the Web site if students will be completing the activity online.
  4. Show an overview of the 30 Steps.
  5. Select the topic you plan to cover. For example Daily Expenditures - Step 18.
  6. Read out loud the advice from the Frugal Homemaker new window.
  7. Discuss questions the students might explore as they read more about Step 18.
  8. Hand out printed copy of this record for students to maintain for a day.
  9. On Day 2, have students discuss their expenditures.
  10. Divide the class into pairs or threes. Have them re-read the topic and answer questions posed by the class.

Teacher Tips

One way to use this site successfully with an ABE class is to divide the students into groups of three. Mix good readers with struggling ones. Have one person assigned to be the reader, one to be the recorder and the third to pose the questions and answers to include in their presentation to the class.

More Ways

  • You can download the Tips for Change ebook new window or gadget to receive consumer-submitted financial tips on your computer’s desktop.
  • This Web site could easily take a month and then next year explore parts you could not cover the first year.
  • By using the videos, you can include more of your readers in your activities.


All Levels



Subject Subcategories

Whole Number Skills
Critical Thinking/Decision Making


Consumer Economics
1.5 Understand how to manage household finances
1.6 Understand consumer protection measures
1.8 Demonstrate financial literacy skills
6.0 Demonstrate pre-computation skills
6.1 Compute using whole numbers
6.2 Compute using decimal fractions
Learning and Thinking Skills
7.2 Demonstrate ability to use critical thinking skills
7.3 Demonstrate ability to use problem-solving skills